And here’s a few reasons why you need to get serious about finally buying a property:

Equity Opportunities Are Floating Away

Home purchasing is about more than just securing a place to live, it’s an investment. Don’t wait to buy and waste your returns. The fact is nationally and in many areas, asking price climbs are slowing down. That means moments of indecision could have a high-cost in equity.

Dream Homes Could Soon Price out of Reach

According to NAR’s Chief Economist Lawrence Yun, asking prices have risen 25 percent over the past three years, job gains are driving the headlines, and these two elements are pushing consumer confidence to a recent high.

Next Year’s Raise Probably Won’t Be Enough

According to Trulia’s Chief Economist Jed Kolko, “Home-buying affordability will worsen in 2015 for two reasons. First, even these smaller price increases will almost surely outpace income growth… Second, the strengthening economy and the Fed’s response should push up mortgage rates.”

As we all know, home prices jumped 7 percent from last to the previous November. According to the Bureau of Labor and statistics, the average civilian worker’s pay only increased 2.2 percent year-over-year. In other words—affordability is slipping away for Americans who can afford to buy today, even if they think they’re headed for a raise.

Buying Stabilizes the Budget

No matter what the mortgage rate, price, or region, buying is a great way to stabilize housing costs. If you are considering a major life change like growing a family, a new business on the horizon, or other major expenses, now is the best time to buy if you do it right.

Statistics shown rent increases year-over-year from 4 percent to up to 7 percent. Those sorts of increases can make saving hard and planning even more impossible.

It sounds cliché, but these facts really show that today’s opportunity is no joke and won’t last forever. It’s Your decision!